That’s a good question, Loreal.

If you’re not earning any income, you’ll likely have to readjust your lifestyle to minimize your spending. Buying less expensive groceries, dining out less, etc.

Instead of calculating your spending based on your income (e.g. 20% of your monthly income for food), start with your usual monthly spend and reduce category-by-category. So, if you usually spend $400 a month dining out, try to lower that to $250 or even $200. Or you could temporarily pause your subscriptions (Netflix, Hulu, etc.) — these platforms usually have this option.

To try to make some money right now, you could also Google “remote jobs hiring right now.”

Freelance Writer & Editor | Personal Finance | Limitless Supplier of Spongebob & Family Guy quotes

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