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Corporate banking drone turned freelance writer & editor. I write about personal finance, entrepreneurship, psychology, writing, and spontaneous allegories.

But there are solutions when you feel overwhelmed.

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I remember my first paid writing assignment like it was yesterday. I wrote a blog post about mindful spending for the Quill.

You never forget your first time.

To you (and pretty much anyone else, honestly), the article wouldn’t be anything special. But to me, it was life-altering.

Earning money from writing was no longer a possibility — it was a reality.

That moment was inexplicably emotional. Pure ecstasy and validation. …


The fundamental analysis of Coinbase and its role in the cryptoeconomy.

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It’s a good time to be a cryptocurrency investor, which might qualify for understatement of the century.

Led by Bitcoin’s rally past the $60,000 milestone, the crypto market has soured in 2021. This momentum couldn’t have come at a better time for Coinbase Global, Inc. (COIN), which became the first major cryptocurrency exchange to go public when it listed on the Nasdaq last week (April 14).

Coinbase chose to go public via a direct listing, so it didn’t undergo the traditional underwriting process that helps evaluate and price a stock. As a result, Nasdaq offered a “reference price” of $250…


Here’s how to create a cryptocurrency investment plan.

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The cryptocurrency market is understandably tantalizing. You hear stories about average joes making insane, life-altering fortunes. There’s an unparalleled sensation of missing out.

But if you’re going to place your money and faith in crypto, you have to treat it like an investment — not a mindless gamble.

Otherwise, you jeopardize your financial wellbeing. You could make catastrophic mistakes, dry up your liquidity, dig yourself into suffocating debt, and lose a fortune.

For every instant-millionaire the media glamorizes, there are dozens of people who dumped their life savings into a ticking time bomb. These people bought into the idea of…


The fundamental analysis of Square Inc. and its ridiculous stock growth.

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Just like many of its peers in the tech realm, Square has experienced tremendous growth in all avenues of the business. The electronic payment company processed over $112 billion last fiscal year, which helped its stock price skyrocket to an all-time high — all while assisting its customers navigate the global pandemic and widespread lockdowns.

As the digital economy continues to shape how businesses and consumers interact, Square has continued to stay at the forefront of financial services.

So, is it hip to be Square?

The Business

In February 2008, just as the world was being consumed by the devastating effects of…


The fundamental analysis of Airbnb and its travel demand concerns.

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It’s a tough time to be in the travel business, but that hasn’t stopped Airbnb’s stock price from ballooning to as high as $216 after listing at $68 in December. Investors are enamored with Airbnb’s growth potential. Plus, the company’s business model proved resilient in 2020, and well-timed financing activity flushed its balance sheet with cash. But it still faces a number of hurdles — most notably, travel demand and restrictions.

Is now the time to book a long-term stay with ABNB?

The Business

In 2007, two hosts welcomed three gusts into their San Francisco home, and Airbnb was born. Since then…


Don’t abandon your social life and exclude yourself forever

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Making friends as an adult is hard.

Work and newfound life responsibilities consume 90% of the day. Convincing yourself to spend the remaining 10% trying to make friends is a hard sell.

I say “trying” because it’s not automatic. People aren’t as approachable as they get older (myself included). We aren’t as receptive to strangers initiating conversation out of the blue.

On top of that, there are fewer opportunities. Spontaneous friendship is a tall task when most people are either glued to their phones or wearing earbuds in public settings. (Again, I do it too.)

The next time you’re walking…


Will EVBox’s stock exchange debut be electric?

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Over the last year, investors have flocked in droves to the EV industry, as popularity exploded for Environmental, Social, and Governance (ESG) investing. Companies like Tesla and NIO were the biggest benefactors, experiencing exorbital share price gains.

Electric cars are on the verge of overtaking the roads and changing the way we experience transportation forever. With thousands if not millions of these new electric vehicles making their way to consumers, one company is working to make sure the batteries of these new cars stay powered up.

EVBox offers charging station solutions for electric vehicles in the European market with plans…


I rigorously studied successful content to find the answers.

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Writing requires a lot of self-analysis. During a recent session, I sought the answer to a tricky question: “What differentiates a successful post from a dud?”

I evaluated the work of some of this platform’s most-followed writers (assuming a large following translates to worthwhile and successful content). I also assessed my only two viral pieces. The purpose was to study tone, pace, format, word usage, and overall strategy.

While writing has many components, I determined that the best content does three things unequivocally well:

  1. Entices potential readers with an irresistible headline
  2. Lures readers into the story with a compelling hook


You can save money by approaching your social budget like a diet.

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Lifestyle creep is the silent killer of finances. It’s a snake covertly wrapping itself around your bank account and squeezing your savings dry.

Even if you budget and actively manage your finances, this slithery assassin can still do damage. Why? Because, unless you’re a self-sustaining mountain dweller, life costs money. You have to keep dishing out cash to cover living expenses.

It’s exactly why we’re called consumers: we consume like insatiable beasts — and we’re really good at it.

If you managed to go an entire day without opening up your wallet, you’re still indirectly paying for housing, electricity, gas…


The fundamental analysis of AMC and its liquidity concerns.

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Much like Gamestop, the short-sellers are gunning for AMC — especially after the pandemic restricted movie attendance across the globe. Despite horrendous operating results last year, social momentum continues to keep the company’s share price afloat. AMC took advantage by issuing enough new equity to almost fill a couple of Brinks trucks.

But liquidity concerns still loom thanks to expensive debt and rent obligations totaling multiple billions of dollars.

The film industry is still in shambles, but there’s a glimmer of hope on the horizon thanks to the widespread distribution of COVID-19 vaccines, which is expected to rejuvenate the movie…

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